Termination statement

For consumer goods a secured party SHALL cause the secured party of record for a financing statement to file a termination statement for the financing statement if the financing statement covers consumer goods and there is no obligation secured by the collateral covered by the financing statement and no commitment to make an advance or incur an obligation or otherwise give value; or if the debtor did not authorize the filing of the initial financing statement within 1 month after there is no obligation secured by the collateral covered by the financing statement or within 20 days after the secured party receives an authenticated demand from a debtor