What are the key features of Swiss healthcare?

Universal Coverage: Standardized Benefits: Insurers provide identical basic care packages defined by the government. Insurance Types: * Basic Insurance, Accident Insurance and Complementary Insurance Community Rating: Premiums are equal within demographic groups, regardless of health status. Cost Sharing: Annual deductibles (CHF 300–2,500) with 10% co-insurance above the deductible, capped at CHF 700 annually. Out-of-pocket costs make up 23% of total health expenditure. Subsidies: Income-based subsidies for ~30% of residents to help with premiums. Providers: Healthcare is delivered by a mix of public and private providers; no gatekeeping