What were the advantages and disadvantages of Germany’s 2007 reform mandating universal insurance and standardizing SHI contributions?

Advantages: Achieved universal coverage for all residents, improving equity. Standardized SHI contributions ensured more fair distribution of resources across sickness funds. Promoted competition among sickness funds, increasing efficiency and patient satisfaction. Disadvantages: Rising healthcare costs continued to strain the system. The persistence of numerous sickness funds increased administrative complexity and operational inefficiencies.